Why we wrote this ourselves
We make Splitright, so we are not a neutral referee, and you should read this page knowing that. What we can offer instead of neutrality is transparency: every price below was read off a store page or the vendor's own help centre on 25 August 2026, from the United States App Store or Google Play in USD, and where we could not verify something we say so rather than guessing. Prices change, storefronts differ and features ship — check the store listing before you decide.
The apps in this table are all good. Splitwise is the most complete product in the category, Splid is beautifully judged, Settle Up has the best-thought-out pricing, Tricount is genuinely free, and Spliit is open source and honest about how it is funded. Splitright is a smaller, narrower app than any of them. It exists because of one design decision the others make differently: there is no account.
The comparison
| App | Account required? | Ads on the free tier | Price (Aug 2026, US, USD) | Platforms | Splitting methods | Open source |
|---|---|---|---|---|---|---|
| Splitright | No. No sign-up, no email, no password — you join a group with a six-character code. | None. | Free. No in-app purchases in this release. | iPhone and iPad (iOS 16.4+), Android phones and tablets (Android 7.0+). | Equally, by exact amounts, by percentage. 20 currencies. | No. |
| Splitwise | Yes, an account is part of the product. | Yes — Splitwise's own Pro page sells “a totally ad-free experience” and “no limits and no ads”. | Free with in-app purchases. Its App Store page lists Splitwise Pro at $2.99, $3.99, $4.99, $29.99 and $39.99; Apple does not print which price is monthly and which is annual, so the mapping is not verified. No price is shown to a signed-out visitor on splitwise.com. | iPhone, Android, web. | Its Play listing: “Split expenses equally or unequally by percentages, shares, or exact amounts”. | No. |
| Splid | No — its App Store description says “no sign-up required”. | None indicated: its Play listing carries no “Contains ads” tag and reviewers note the free version has no ads. | Free with in-app purchases: Splid Plus $3.99 one-time, plus a $2.99 “2 Groups” unlock. No subscription. Excel export is an in-app purchase. | iPhone, Android, Apple Vision. Works offline per its description. | Description mentions multiple payers and splitting bills unequally; 150+ currencies. | No. |
| Settle Up | Groups can be shared by link and its Play description says it “doesn't need every group member to download the app”. | Yes — its App Store page states “Contains Advertising” and its Play listing carries the ads tag. | Free with in-app purchases: Premium $3.99/month, $19.99/year; group-level Premium $5.99 (1 week), $9.99 (2 weeks), $14.99 (1 month), $39.99 (1 year), $149.99 lifetime. Premium adds ad-free use, receipt photos, recurring expenses, categories, Excel export and statistics. | iPhone, iPad, Mac (M1+), Apple Vision, Android. | “Whether it's an even split, unequal weights, or multiple people paying for one item” (its own description). | No. |
| Tricount | Its help centre describes logging into an account via the Profile tab; whether an account is strictly required is not stated there, so we have not verified it either way. | None found on its help centre or listings. | Free. Its help centre states Premium “has been deprecated” and users now have access “without any additional or hidden costs”. CSV/PDF export and Personal mode were removed in that migration. | iOS and Android, per its help centre. | Simple and complex expenses, including uneven splits; its help centre notes custom splits are currently deprecated and planned to return. | No. |
| Spliit | No — its site says “No account”. | None — its site says “No ads”. | Free. Its site says “Forever Free”; hosting, database and receipt scanning are paid for by donations via Open Collective. | Web app you open in a browser; no mobile apps mentioned on its site. | “Split expenses by percentage, shares or amount.” | Yes — code is public and it can be self-hosted. |
Several widely-repeated claims about these apps — for example the exact size of Splitwise's free daily expense limit — appear only in articles written by rival apps, so we have deliberately left them out. If we cannot point at a first-party source, it is not in the table.
If you want no sign-up
This is the whole reason Splitright exists. You open it, make a group, and share a six-character code with the people in it. There is no profile, no email address, no password and no “continue with” button. For a weekend where four people just need the numbers to add up, that removes the entire onboarding argument.
How that works in practice, what a shared code gives away, and where a spreadsheet or a group chat is honestly the better tool, is the subject of a separate guide: splitting expenses without making anyone sign up.
Splid and Spliit also let you start without signing up, and both are excellent at it — Splid if you want a polished native app, Spliit if you would rather stay in a browser.
The honest trade-off. Because there are no accounts, there is nothing for us to recover. The group code is the access credential: anyone who has it may be able to view and change that group, and if everyone loses the code, we cannot look up your group and hand it back. Splitright is not a backup — there is currently no self-service export or deletion. Shared group content is stored in a hosted database (Firebase Realtime Database in europe-west1), so it is not an offline-only or device-only app; what is stored and how to make a privacy request is in our privacy information, and the rules for group content are in the terms and acceptable use policy.
If you want no ads
Splitright has no ads, no analytics or tracking SDK, no subscriptions and no in-app purchases in this release. We are not going to promise what our pricing will look like forever — nobody honestly can — but there is nothing to buy today and nothing watching you use the app.
You have good ad-free company here: Splid's free version has no ads and its extras are a one-time $3.99 purchase; Tricount is free with no ads we could find; Spliit is ad-free and donation-funded. Splitwise and Settle Up are ad-supported on their free tiers and both sell the ad-free experience as part of a paid upgrade — a completely legitimate way to fund an app, and if you would rather pay a few dollars than see ads, either is a reasonable purchase.
When Splitwise is the better choice
Often, frankly. Pick Splitwise if:
- You need a long-running ledger between the same people — flatmates, a couple, a family — and you want it tied to accounts that survive a lost phone, a reinstall or a switch from iPhone to Android. Splitright's no-account model is exactly the wrong shape for that.
- You want receipt scanning, spending charts, categories, transaction import or CSV/PDF export. Splitright has none of these, and no timetable we are willing to promise.
- Your group is mixed-platform and everyone needs the same view today, including from a desktop browser. Splitright has no web app, and its Android availability depends on the current published build — check the store listings before you commit a group to it.
- You want the biggest, most-supported product with the most people who already have it installed. That has real value when you are the one nagging five friends to join.
When an open-source option is the better choice
If you want to read the code that handles your money math, or run the whole thing on your own server, choose Spliit. It is open source, says plainly that it takes no accounts and shows no ads, and it publishes how it is funded. Splitright is not open source, and self-hosting it is not possible — so if verifiable-by-inspection is your requirement, we are not the answer and we would rather say so than argue you out of it.
Spliit is a web app, so the trade-off runs the other way: no native app to install.
Pick Splitright if…
- The group is short-lived and the sign-up friction is the problem
- A trip, a dinner, a festival, a one-off project. Share a code, everyone is in, nobody makes an account.
- You want the three splits that cover real bills
- Equally, by exact amounts, or by percentage — plus balances and suggested settle-up transfers, with optional simplification into fewer payments.
- You are travelling across currencies
- 20 currencies, with conversion rates supplied by FXRatesAPI. Rates move, so check the figures before anyone pays.
- You want to find one expense fast
- Search expenses and filter by who paid, then send the group a plain-text summary of where things stand.
- You do not want to be measured
- No ads, no analytics SDK, no purchases in this release.
And do not pick it if you need money movement of any kind. Splitright does not move money, connect to a bank or card, or act as a wallet — it tells you the amounts and you pay however you already do.
Try it
Splitright currently supports iOS 16.4 and later. Android availability depends on the current published app build — check the store listing.
Spotted something in this comparison that is out of date or unfair? Tell us and we will fix it: kristoffer.nordstrom@outlook.com. Corrections about a competitor's own product are especially welcome. See also the support page.